Dental implants are a type of dental prosthetic (artificial teeth) that replace missing teeth. Implants are one of a few different tooth replacement options available in dentistry, and are considered to be the most closely matched to natural teeth. The quality of delivering this level of care is demanding.
With quality comes cost, which bears the question: are dental implants covered by dental insurance? Here’s what you need to know about dental insurance and coverage for dental implants.
What Are Dental Implants?
A dental implant is an artificial tooth root that is surgically placed in the jaw. It is made of titanium and shaped like a screw with threads to help it stay securely in place. The implant fuses with the bone to form a solid bond that can last a lifetime. Once the implant has fused with the bone, an abutment can be attached that will be used to support an artificial tooth (crown). Multiple implants can be placed in the jaw to support a bridge or aid in retaining dentures.
Can You Get Insurance Coverage For Dental Implants?
Insurance coverage for dental implants is based on the particular insurance plan that the employer or yourself have purchased. It may require an upgrade to a higher tiered plan with a higher premium, but if you think dental implants are in your future, it would most likely be worth the cost. Your dentist can find out from your insurance carrier if you have coverage for dental implants.
Does Medical Insurance Cover Dental Implants?
In some cases dental implants may be covered by medical insurance. When teeth are lost due to an accident or trauma of some kind, dental implants may be considered medically necessary. Dental implants have health benefits such as preventing bone loss in the jaw and maintaining the structure of the face. For these reasons, your medical insurance may cover a portion of the cost.
Are Dental Implants Worth It?
Dental implants are one of the more costly dental procedures, but for good reason. Implants require greater expertise to perform well and the cost of materials for proper implant therapy are high. However, the benefits for utilizing dental implants can be extraordinary.
- High Longevity: Dental implants have 95%+ success rate to last more than 20 years
- Natural function: Dental implants work just like your natural teeth, allowing you to chew and speak normally.
- Natural appearance: The way dental implants are secured in the jaw makes them look very natural.
- Easy to maintain: With dental implants you can brush and floss your teeth the same way you already do with your natural teeth.
- Security: Implants can be used to help retain dentures that would otherwise move
- Less Dental Issues: Implants do not develop cavities or root canal issues
How Can I Afford Dental Implants Without Insurance?
If you don’t have insurance, or if your plan doesn’t cover dental implants, there are ways to make the cost more affordable. Progressive Periodontics & Implant Dentistry accepts a wide variety of payment options. We also offer CareCredit as a financing option to divide the cost of dental treatment into affordable monthly payments with 0% interest for a promotional period. We believe that everyone should have access to the highest quality dental care.
To learn more, contact us today to schedule an appointment at one of our 2 convenient locations.